Finance

The film "Oppenheimer" links the story of the atomic bomb with financial knowledge by explaining the compound interest effect, which allows wealth to grow exponentially. "Invest early and use high, constant interest rates to optimally leverage this effect for faster wealth growth."

The UID register, managed by the Federal Tax Administration, assigns unique identification numbers and contains essential company data. It serves the standardized company identification in Switzerland, to minimize administrative effort and improve communication.

Understanding financial metrics such as EBITDA, EBIT, EBT, and annual profit is crucial for assessing a company's performance. These metrics help analyze operational and financial health within the company and across industries.

Inflation is a general increase in prices, which reduces the purchasing power of money. It can arise from a shortage of supply, high demand, or an increase in the money supply.

Shares are portions of a stock corporation and turn buyers into co-owners; they serve companies in raising capital and offer shareholders profit shares. Purchased as investment objects, they carry risks, as stock prices can fluctuate greatly.

Bonds are fixed-income securities that serve as a debt investment. They offer fixed interest rates and terms, but vary in price due to market changes.

Factoring is a form of financing where companies sell their receivables to a factoring company to obtain immediate liquidity. It is especially helpful for companies in growth, with long payment terms, or in crisis.

Leasing is similar to renting and preserves ownership with the leasing company, but can provide tax benefits and conserve liquidity. It is often more expensive than other financing options, however, it offers flexibility and adaptability.

As of September 30, 2022, PostFinance will replace red and orange payment slips with QR-bills and eBills to digitize payment transactions. Companies should immediately adapt their systems to benefit from the more efficient processing and administration.